Debit Card Fees Action Fee Using your debit card to make purchases at stores or online No Fee Cash withdrawals from any Bank displaying a MasterCard logo No fee Using a MoneyPass ATM to get cash No Fee Using a MoneyPass ATM to check your balance No Fee Using another ATM to get cash $1.50 Plus any fee charged by ATM owner Using another ATM to check your balance $0.50 Plus any fee charged by ATM owner Having a transaction denied due to insufficient card balance $0.75 per transaction after the first 3/month Having a monthly statement mailed to you No Fee Replacing lost card more than once per calendar year $5 after the first free replacement Expedited delivery of replacement cards $15 ATMs and purchases outside the U.S. $1.50 per transaction and 3% of U.S. dollar amount How to avoid debit card fees