Job Access Loans What is a Job Access Loan? Job Access Loans are short-term, no interest loans designed to assist eligible individuals to meet emergency needs that support employment. The applicant must have either a job or a good faith job offer to be eligible for a Job Access Loan. The W-2 agency determines eligibility for Job Access Loans and administers the issuance and repayment of the loans. Job Access Loan monthly repayments can be made in two ways: in cash or through a combination of cash and volunteer community service. For participants who have been approved to partially repay the loan through volunteer community service, the W-2 agency will also monitor and verify the community service. Individuals must apply at their local W-2 Agency and develop an acceptable loan repayment plan with their Financial and Employment Planner. Job Access Loans typically are to be repaid within a 12-month period, but may be extended up to a maximum of 24 months in individual circumstances. What can you use a Job Access Loan for? Job Access Loans can be used for: Assistance in paying for car repairs. Car loans enabling participants to access transportation to work. Required employment clothing/uniforms or equipment expenses. Moving expenses to a new area for obtaining or maintaining employment. Paying fees, fines, or insurance in order to obtain a driver’s license. For more information about Job Access Loans, visit the W-2 Manual. To apply for a Job Access Loan, find your local W-2 agency.
