3.2.1 115 Percent Gross Income Test

If the total countable income (see 3.2.7) of the W-2 GroupAn adult custodial parent, all dependent children with respect to whom the individual is a legal custodial parent and all minor children with respect to whom the adult individual’s dependent child is a custodial parent. W-2 Group includes any non-marital co-parent or any spouse of the individual who resides in the same household as the individual and any minor children with respect to whom the spouse or non-marital co-parent is a custodial parent. W-2 Group does not include any person who is receiving cash benefits under a county relief block grant program. This is also referred to as the W-2 Assistance Group (W-2 AG) at application is less than or equal to 115% of the FPLFPLFederal Poverty Level for the size of the W-2 Group, the group may be considered for all W-2 services or a JALJALJob Access Loan.

See 3.2.8 for income that is disregarded.

The FPL changes in February of each year. These figures were effective February 1, 2026.

W-2 Group Size	Annual 115% FPL	Monthly 115% FPL
1	$18,360	$1,530
2	$24,888	$2,074
3	$31,416	$2,618
4	$37,956	$3,168
5	$44,484	$3,707
6	$51,012	$4,251
7	$57,552	$4,796
8	$64,080	$5,340
9	$70,608	$5,884
10	$77,148	$6,429
11	$83,676	$6,973
12	$90,204	$7,517
13	$96,744	$8,062
14	$103,272	$8,606
15	$109,800	$9,150
16	$116,340	$9,695
17	$122,868	$10,239
18	$129,396	$10,783
Each Additional Person Add		$544

EXAMPLE: Jonathan applied for W-2 on May 5. Jonathan has a family size of three. The monthly 115% gross income limit for his family size is $2,618. At the time of application, his total income equaled $2,550 per month. Jonathan tells his worker that his $250 Unemployment Insurance will end effective June 30. In this example, Jonathan is financially ineligible for W-2 for both May and June and, unless Jonathan's income drops for some other reason, he would not be eligible for W-2 until July.