Wisconsin Department of Children and Families
Wisconsin Works (W-2) Manual
In order to be determined potentially eligible, an individual must meet each of the following criteria:
1 Pass W-2Wisconsin Works non-financial and financial eligibility criteria as defined in W-2 Manual Chapters 2 and 3;
2 Need the loan to address an immediate and discrete financial crisis that is not the result of the individual’s failure to accept a bona fide offer of employment or the individual’s termination of a job without good cause;
3 Be either:
employed and need the loan to continue employment; or
have a bona fide job offer and need the loan to obtain employment;
4 Not be in default in the repayment of any current JALJob Access Loan or cash assistance overpayment recoupment;
5 Not be a migrant worker; and
6 Have an acceptable repayment plan as defined below:
The W-2 agency has completed a budget with the applicant which demonstrates the applicant’s ability to repay the loan in cash within the agreed upon repayment timeframe making regular monthly payments.
The W-2 agency works with the applicant to develop an agreed upon repayment plan which may include in-kind community service work. At least 25% of the loan must be repaid in cash.
The initial repayment period may be up to 12 months and may be extended to 24 months at the time of repayment renegotiation.
No outstanding balance due can exceed $1,600 in any 12 month period for any one loan recipient.
If the JAL applicant is a custodial minor teen parent the following eligibility criteria apply:
1 Must turn 18 years of age within two months of applying for the JAL;
2 Must live in one of the following supervised, alternative living arrangements:
A Kinship care;
B foster home;
C group home; or
D an adult supervised independent living arrangement approved by the W-2 agency; and
3 Must have a high school diploma or its equivalent.
JAL applicants meeting these eligibility criteria are not entitled to a loan, but may be approved for a loan as long as funding is available.
This page last updated in Release # 11-04
Release Date: 09/01/11
Effective Date: 09/01/11